Repayment calculator

What would your repayments look like?

Slide to a purchase price and see your 5% deposit and estimated repayments under the scheme.

Property price
$600,000
$300K$1.5M
YOUR 5% DEPOSIT
$30,000
LOAN AMOUNT (95%)
$570,000
ESTIMATED REPAYMENT
$747 / week
around $3,236 / month
YEARLY INCOME NEEDED (BEFORE TAX)
$194,000
Buying as a couple? Around $97,000 each

Estimate only, for illustration. Assumes a 5% deposit and a 95% loan at 5.5% p.a. over 30 years, principal & interest, with $0 Lenders Mortgage Insurance under the scheme; excludes fees, rates and other purchasing costs. Actual rates and repayments vary by lender and your circumstances, and rate changes will change repayments. Income needed is a rough guide only — before-tax yearly income, solo or combined with one other applicant, assuming no other debts or dependents; every bank calculates borrowing power differently. This is not an offer of credit or financial advice.

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Speak with a 5% Deposit specialist.

A complimentary 15-minute call — no credit check, no obligation. You'll leave knowing:

  • 1
    Your eligibilityA clear answer under the current scheme rules — from someone who assesses this every day.
  • 2
    Your area's price capEvery postcode has its own maximum property price allowed under the scheme — we'll confirm yours.
  • 3
    Your numbersBorrowing power, upfront costs, and a repayment estimate — so you know exactly what's ahead.
  • 4
    Your next steps — either wayReady now? We’ll get you pre-approved. Not yet? You leave with a free plan to get there.

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STEP 1 OF 3 — WHAT YOU'RE BUYING

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